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(Top 10) Best payment gateways in India for your E-commerce Site 2020

Payment Gateways

(Top 10) Best payment gateways in India for your E-commerce Site 2020

Here are the best payment gateways in India which are useful for e-commerce and start-up business.


Instamojo is the Best payment gateways in India, it allows you more than over 2,20,000 small businesses in India and this is one of the largest multi payments gateways in India. The best thing about this is that it just takes 2 mins to set up and it’s free for you.

Some of the Important characteristics of Instamojo for you:

  • No Setup Fees
  • No Annual Maintenance cost
  • Simple API?s
  • Start collecting payments instantaneously.
  • Collect Payments using links via Whatsapp/Facebook/Twitter/SMS
  • Free Online store to sell items
  • On-Demand Payments App for Android phones to collect & track your payments

CC Avenue

Launched in 2001, CC Avenue is one of the oldest and as well as one of the best payment gateways in India.CC Avenue gives 200+ payment choices and also accepts major credit cards similar to Visa, Mastercard, Amex, Diner’s Club, etc.

It also gives you different payment options like Multiple Currency Processing, Retry Availability & Customization, Audit, Analytics, and a large window for active users and If your website is live, then also you can combine the CC Avenue payment gateway and it is free for your business.

Citrus Pay

Citrus makes online payment quick and very effective. This holds a long list of records and they need a scanned copy of the records and then a hard copy, each of them attested. That is truly greater than CCAVenue, which would send a hard copy of the documents.


Direcpay is an arm of the Times Group. This is actually a reliable payment gateway in India. The PCI DSS certified and Norton Protected gateway offers protected union to e-commerce business, an easy registration, and a manageable payment process, besides giving EMI options. Nonetheless, Direcpay requires 5 days for account activation, after the documents are tested by concerned authorizations.

Google Wallet

Google Wallet is a clear platform to send and accept money. It accepts Card which is linked to a user’s account and it can be used by retail businesses. Since most of the world’s population is already addicted to the Google Wallet, the ease of online payment can be left unexplained.

Launched in 2011 and Google Checkout supports users to use their mobile devices to pay for results (at agreed-upon locations) and allows the sale/transfer of amounts through an automatic process. In bonus, customers can use Google Checkout to send and accept money over Gmail attachments. As most of the digital audience has gone mobile, Google Wallet is a secure gateway for an e-commerce business.


This is also one of the best payment gateways in India and the most widely used gateway in the world. Order and transfer of amounts are very easy, this platform has over 200 million accounts over 200 markets, and it accepts 100 currencies around the world. Paypal has 8 million payments every day.

This also allows People like uploading of cheques through your smartphone’s and completion of a transaction without having to exit the website. This is the best choice for Indian e-commerce markets and it becomes the largest number of worldwide users.

PayU India

PayU is also one of the biggest payment gateways in India. It gives you the best customer service, this has been roped in e-commerce biggies like Jabong and Snapdeal into their customers. Pitching an effective conversion rate of 12% and worldwide presence,

This payment gateway gives four pricing packages that change in including aspects like the Risk Management System, Multi-Currency Gateway, Mobile optimized payment page, IVR Payment, Store Card Feature, and Amount Analytics.


PayUBiz implies a part of Naspers and is a $25 billion mark and internet association that is listed in the London and Johannesburg stock exchanges. this payment gateway is accepted by over 70 e-commerce companies including Jabong, Snapdeal, Ola, Bookmyshow, Cleartrip, Zomato, etc.


MobiKwik is also popular online payment gateways in India and it Offers services for online debit and credit cards and different internet baking processing businesses. It takes only two min to set up an account, and they are compatible with Android, iOS, and Windows platforms. In expanding, This is also a portable phone and a digital wallet.


PayTM is the Best payment gateways in India compare to above all and It holds top position and most used payment gateway. This is a semi-closed wallet, accepted by the RBI and offers payment services more than 7 million traders.

You can download this application to the Android mobile’s and this enables you to make payments from debit and credit cards, and digital credit. Therefore this is the complete digital wallet with over 15 million active users.


Razorpay also provides online payments process over safe and easy-to-integrate APIs, which creates it easy for markets to combine and process transactions. It’s an India-focused organization and Provides 24*7 customer support services and understanding to the client.


Easebuzz is one of the most intuitive and efficient payment gateways with a strong emphasis on digital payment all across the globe through different mediums such as credit card, debit card, UPI, net banking, etc. It comes with a boatload of state-of-the-art features that can make a transaction immensely easy like Easy API, 100+ Payment options, and QR Code-based payment.

At the moment, the payment gateway provider has more than 15000 clients all over the world. Furthermore, the organization is tied up with India’s leading financial institutions, private banks, and wallet companies. Moreover, they are compliant as per the RBI policies.

Here’s a quick glance at the pricing:

Payment Gateway

Setup Fee (INR)Commission Per TransactionPopularity (In India)
InstamojoFree2% + Rs.3High
CC Avenue7,500? 40,0003 %? 7%High
Citrus Pay4,9001.99% + Rs.3Moderate
Google WalletFree2.9%Low
PaypalFree2.2 %? 2.9% + $0.30Moderate
PayU India4,900? 29,9000.75 %? 2.90%High
PayUBiz4,9002.95 %? 3.70%High
PayTMFree1.99% + taxesHigh
MobiKwikOn request1.90 %? 2.90%High




2 %? 3%




Comments: 7

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    22/02/2021 1:33 am

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